Cookie policy

1. What cookies are

Cookies are small text files that websites store in your browser to remember information about your visit, such as your preferences or statistical browsing data.

2. Which cookies this site uses

Hipotecalc uses two types of cookies:

• Technical cookies (necessary). They remember your decision about cookie consent (the cookieyes-consent cookie from the CookieYes consent manager). They do not require consent because they are essential to respect your choice.
• Analytics cookies (optional). These are only set if you expressly accept them. They are Google Analytics cookies (_ga and _ga_*), which provide anonymous usage statistics (page views, visit duration, device type) with the IP address anonymised. They expire after a maximum of 2 years.

3. Managing your consent

When you first access the website, a banner lets you accept or reject analytics cookies. Your choice is respected on all subsequent visits and you can change it at any time:

• By reopening the cookie settings panel from the consent manager's icon or link.
• If you withdraw your consent, existing analytics cookies are deleted and are not set again.
• You can also delete or block cookies from your browser settings (Chrome, Firefox, Safari, Edge, etc.). Note that blocking technical cookies may prevent your preferences from being remembered.

4. Third-party cookies

The analytics cookies described above are set by Google Analytics. You can read how Google processes data in its own privacy documentation, and install the official Google Analytics opt-out browser add-on if you wish to opt out of this service on all websites.

5. More information

The processing of data collected through cookies is described in the privacy policy.