ITP calculator · Spain 2026

Property transfer tax (ITP) calculator

By Equipo Hipotecalc · Reviewed by José Perales · Updated 6 September 2026

Pick your region, enter the price and your situation (age, family, disability…) and instantly get the estimated ITP with the reliefs you qualify for. A first supply of new housing does not incur ITP: see IVA, IGIC or IPSI and purchase-deed AJD separately.

Check personal relief and protected-housing rules

Blank answers do not establish eligibility. Enter the tax base requested, not gross salary; certificates and retention requirements still apply.

Rules reviewed: 2026-09-06. For purchases from 1 January 2026.

Calculate the full mortgage →See your region’s guide

Check your region's guide

Each region applies different rates and requirements. Our guides have the full details with legal citations, verified against official sources:

Andalusia ITP: 7% Aragon ITP: 8–10% scale Asturias ITP: 8/9/10% by value Balearic Islands ITP: 8–13% scale Canary Islands ITP: 6.5% Cantabria ITP: 9% Castilla y León ITP: 8% (+10% above €250,000) Castilla-La Mancha ITP: 9 % Catalonia ITP: 10–13% scale Ceuta and Melilla ITP: 6% with a 50% rebate → 3% effective Valencian Community ITP: 9% (11% above €1M) Extremadura ITP: 8/10/11% scale Galicia ITP: 8 % La Rioja ITP: 7% Madrid ITP: 6% Murcia ITP: 7.75% Navarre ITP: 6% Basque Country ITP: 4% housing (7% general)

Frequently asked questions about the ITP calculator

What is the ITP and when is it paid? ▼

The ITP (Impuesto de Transmisiones Patrimoniales) taxes the purchase of resale homes and is always paid by the buyer. The filing deadline depends on the region and runs from the date of the deed or contract: two months in Andalusia and Navarre, one month in eight regions (Catalonia, the Valencian Community, Galicia and Extremadura, among others) and 30 working days in most of the rest. A first supply of new housing does not incur ITP: ordinary IVA is 10%, with 4% reserved for special/public-promotion VPO supplied by the developer (the IGIC in the Canary Islands and the IPSI in Ceuta and Melilla).

What value does this calculator use for the tax? ▼

Price and fiscal values are separate inputs. For common-regime ITP, the engine uses the highest of price, declared value and reference value; without a reference, the supplied market value is also considered. Foral valuations are treated separately. IVA/IGIC/IPSI uses the tax-exclusive price.

Does it include my region's reliefs? ▼

Yes. The calculator applies the most common regional reduced rates and reliefs: young buyers, large or single-parent families, disability, victims, subsidised housing or sparsely populated areas, only applying relief whose required answers are complete, and respecting partial bases, compatibility and purchase dates.

Is the result exact? ▼

It is a rigorous estimate using the rates in force in 2026, but each relief has fine-grained requirements (income or wealth limits, occupancy periods) that the tool simplifies. Verify your case in your region's guide or with a tax advisor.