Privacy policy

Last updated: July 2026

1. Data controller

The controller of the personal data collected through this website is the owner of hipotecalc.com. You can contact them about any matter relating to this policy through the contact channels available on the website.

2. What data we process

Hipotecalc is designed to collect as little data as possible:

  • No registration required. No name, email address or any other identifying information is requested to use the calculators.
  • Calculations run in your browser. The figures you enter in the calculators (prices, savings, age, family situation, etc.) are not sent to our servers or stored.
  • Browsing and analytics data. Only if you accept analytics cookies, statistical usage data is collected (pages visited, device type, visit duration) through Google Analytics, with the IP address anonymised.

3. Purpose and legal basis

Statistical browsing data is processed for the sole purpose of understanding how the website is used and improving its content and operation. The legal basis for this processing is your consent (Art. 6(1)(a) GDPR), requested through the cookie banner, which you can withdraw at any time.

4. Data retention

Analytics data is retained for the standard periods defined by the analytics tool (up to a maximum of 14 months) and is then deleted or aggregated in a way that no longer identifies the user.

5. Recipients and international transfers

Statistical data is processed by Google Analytics (Google Ireland Ltd.) as data processor. This service may involve international data transfers covered by the safeguards provided for in the GDPR, such as standard contractual clauses or applicable adequacy frameworks. Personal data is never sold or shared with third parties for commercial purposes.

6. Your rights

You may at any time exercise your rights of access, rectification, erasure, objection, restriction of processing and portability recognised by the GDPR and Spanish Organic Law 3/2018 (LOPDGDD) by contacting the site owner through the website's contact channels. You also have the right to lodge a complaint with the Spanish Data Protection Agency (AEPD).

7. Cookies

Detailed information about the cookies used and how to manage them is available in the cookie policy.

8. Changes to this policy

This policy may be updated to reflect regulatory or website changes. The date of the latest revision is shown at the top of this page.