HIPOTECALC ANALYTICS / IHEC

Buying a home in Barcelona: price versus income

How many estimated annual household incomes an 80 m² home costs at asking prices. A comparable measure across 100 Spanish municipalities.

By Equipo Hipotecalc · Published 8 September 2026

Source cutoff: 7 September 2026 · Edition 2026-09-07-v1 · Methodology 1.0

Estimated effort
7.99×
Annual household incomes · Q1 2026
Quarterly change
+0.5 %
Q4 2025
Annual change
+5.9 %
Same quarter, previous year
Rank in the sample
9 / 100
1 = highest effort

What the index says about Barcelona

In Q1 2026, an 80 m² home at the municipal asking-price benchmark costs €425,680. Compared with estimated annual household income of €53,248, that is 7.99 times income. Barcelona ranks 9 out of the 100 municipalities, from highest to lowest effort.

The sample median is 4.27. The municipal result is 3.72 income multiples above it. This comparison says nothing about an individual household’s savings, credit access or property requirements.

Original municipal asking-price history (Idealista) ↗

EXPLORE THE SERIES

The path to buying a home

2023 — 2026

Multiples of estimated annual household income · lower means less relative effort

Estimated home purchase effort: Barcelona. Data table below the chart.0.02.04.06.08.0Q1 2023Q1 2023: 7.20×Q2 2023: 7.10×Q3 2023: 6.95×Q4 2023: 6.93×Q1 2024Q1 2024: 6.99×Q2 2024: 7.19×Q3 2024: 7.22×Q4 2024: 7.35×Q1 2025Q1 2025: 7.55×Q2 2025: 7.80×Q3 2025: 7.89×Q4 2025: 7.96×Q1 2026Q1 2026: 7.99×
BarcelonaMedian of 100 municipalities
Q1 2026Barcelona: 7.99×Median: 4.27×
Read the chart as a table
Historical series, income multiples
QuarterBarcelonaMedian
Q1 20237.203.86
Q2 20237.103.84
Q3 20236.953.77
Q4 20236.933.80
Q1 20246.993.77
Q2 20247.193.88
Q3 20247.223.81
Q4 20247.353.89
Q1 20257.553.99
Q2 20257.804.24
Q3 20257.894.23
Q4 20257.964.26
Q1 20267.994.27

More recent prices, without an effort estimate

This edition has no income estimate after Q1 2026. Complete asking prices for Q2 and partial Q3 prices do not justify extending the IHEC.

Supplementary prices only · excluded from index rankings
Municipality2026Q2 · €/m²2026Q3 · €/m²Q3 coverage
Barcelona5,409.675,444.50July–August

FOR JOURNALISTS & RESEARCHERS

Cite this analysis

Hipotecalc Analytics. Hipotecalc Home Purchase Effort Index (IHEC), Q1 2026. Barcelona. Edition 2026-09-07-v1. Calculations by Hipotecalc using Idealista asking prices and INE income/household data. Municipal quarterly income is estimated. https://www.hipotecalc.com/en/analytics/house-price-to-income/barcelona

CSV includes derived index results and attribution, not the complete underlying source database. Municipal pages download the full series; the chart shows the six highest-effort municipalities.